A pet is not just an animal. It is the warm fuzzy feeling that makes your life a sweet place. 

But, keeping aside all the happiness, after all, a pet is a living being. It can fall sick. So, just like you have health insurance, get one for your lovely fuzzball too. If anything were to happen to your pet, we're sure you'd get devastated! Hence, getting dog insurance is as necessary as taking your dog regularly to the vet for a routine check-up. 

Is it not convincing enough? Well then, go through the benefits to decide wisely: 

• Helps you save your hard-earned money: This is the first straightforward benefit pet insurance offers. When your pet gets sick, you won't think twice about your money. You will do all it takes to help your pet get fit as a fiddle again. But, when you have a chance to save money, why won't you? Pet hospitalization can cost you a fortune. But not when you have your pet's health insured. Imagine paying only for the non-admissible expenses instead of the whole hefty bill; just think how much you can save. 
• Different treatment options: When you have pet insurance in place, you get to choose from a variety of treatment options available. In fact, your pet can even get the best treatment, including critical surgeries, costly chemotherapies, and more. With insurance, these exorbitant treatment processes become more manageable. 
• Get a vet of your choice: You can choose whichever vet you want to help your puffball get the best treatment; yes, pet insurance allows that. You can consult a specialist if your pet is in a critical condition. This comes in handy during the holidays or if your pet needs medical attention in the wee hours. Finding the right vet who can handle your pet's temperament and special medical needs is easy-peasy with pet insurance. 
• Pet insurance doesn't have an age bar: Irrespective of your pet's age, you can get coverage without paying an arm and a leg (if your pet is old). However, the vet can recommend the type of medical insurance depending on your pet's age and medical requirements. For older pets, the insurance specifics and limitations will be different. 
• Put your pet's health first: You can peacefully take care of your pet's health without having to worry about hefty medical expenses. Many families worry about money. As a result, they fail to prioritize their pet's health due to the lack of financial assistance. 
• You can go to bed peacefully: A pet is your child, and you can't look at your child suffering, right? Medical insurance allows you to help your pet get life-saving treatment at the correct time. Hence, you can be at peace because your pet is safe with the coverage in order. In most cases, the pet insurance companies reimburse up to 80% of the expenses incurred due to the ongoing treatment. So, you can keep stress away that causes distress when your pet falls sick or need surgeries done.
• Helps keep your pet care budget in check: Paying monthly or yearly premiums for pet insurance renewal is a great way to budget the total treatment cost, which otherwise becomes challenging to arrange in emergency situations. 
• You can pick a policy that suits you the best: You are at liberty to compare and choose the most appropriate coverage that your pet needs. Some policies might cover hospitalization expenses and pre and post hospitalizations costs, while some might reimburse all the veterinary expenses. 
• Covers all expensive medical expenses: Tick paralysis, cataract surgery, FLUTD surgery, and cruciate ligament surgery are pretty cost intensive. You might need to pay thousands of dollars for these. But, if you have pet insurance, you can chill because every critical medical condition is covered. 
• Pet insurance policies can help you find your precious ones: Many pet insurance companies announce cash prizes for individuals who can get your lost pet back to you. So, even if your pet gets lost or is stolen, at least there's something you can do. In fact, pet insurance will help you pay for renting kennels/catteries if you get admitted to the hospital. This offers total peace of mind because you will know your pet is safe in your absence. 

The bottom line is any modern pet owner needs to get pet insurance. It includes accident, wellness, and illness coverage. In times of emergency, you don't have to choose between your savings and your companion, that's the best part!